Fair and simple finance for you and your customers.Apply now
We offer your customers loans without hidden fees or costs. You get your money upfront whilst your customers get to buy what they need or want.Apply now
Receive your money upfront whilst your customers get to buy what they want now
Offer your customers finance without taking any risk
Integration with your eCommerce platform is quick and easy
Our merchant fees are fair and competitive
They can buy what they want or need now and pay for it later
Spread-out repayments, allowing them control over their budget
Fast sign-up and loan approvals
No late fees or account fees, ever
etika developed a customised finance solution for Vitality in the UK and AIA Vitality in Australia and New Zealand.
We provide interest-free loans to their members for products that form part of certain benefits, allowing the members to pay them off over a period of 12-36 months.
Members can reduce their monthly loan repayments by being active and achieving their tracked activity targets. AIA Vitality co-contributes proportionality to the member loans.