A new wave in customer finance

Fair and simple finance for you and your customers.

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Flexible interest-free loans for your customers
We offer your customers a choice of weekly, fortnightly or monthly repayments without hidden fees or costs. You get your money upfront whilst your customers get to buy what they need or want.
Ask us about fairer finance
Want a tailored solution?
We also offer tailored and secure finance solutions for customer acquisition and retention marketing programs. Talk to an account manager to find out more.
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Benefits for you

Receive your money upfront whilst your customers get to buy what they want now
Offer your customers finance without taking any risk
Integration with your eCommerce platform is quick and easy
Our merchant fees are fair and competitive
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Benefits for your customers

They can buy what they want or need now and pay for it later
Flexible repayments, allowing them control over their budget
No immediate upfront instalment
No late fees or account fees, ever
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Frequently asked questions

How do I sign up as a Business?
Thanks for choosing to work with us!

Just call us on 1300-FAIRER (324737) or email us at enquiries.au@etika.com
How can I contact you for help or more information?
Just call us on 1300-FAIRER (324737) or email us if it’s outside of business hours.
Why should I offer etika?
We help you grow your business by offering your customers flexible and secure payment options. Resulting in increased conversion, basket size and repeat purchases.

You will get your money upfront and your customer gets to buy what they want, without incurring any immediate costs – NO upfront payment for them. We assume all customer non-payment risk for every single transaction and facilitate the payment mechanisms.

If you have an etika account manager, you can also contact them for any questions or concerns. If you want to know more, just call us on 1300-FAIRER (324737) or email us at if it’s outside of business hours.
How and when do I get paid?
We settle all transactions by the next business day into your nominated bank account. The agreed merchant fee will be deducted from the payment. We assume all non-payment and fraud risk for every single shopper transaction.
What eCommerce platforms can I use etika on?
You can use etika on Magento. We will be adding other platforms soon.
What will it cost me?
We charge a variable and fixed fee on each transaction.  

You can stop using our services whenever you like, there is no lock-in contract.  

If you want to know more about the fees or anything else, just call us on 1300-FAIRER (324737) or email us if it’s outside of business hours.
Are my account details secure?
We take information security seriously and have processes in place to ensure that your private information is secure.  We will never sell your information to a third party.

For more information please see our privacy policy.

We will never ask for your account details via email or over the phone if you receive such a request please contact us immediately.

Disputes and Complaints
If you have a concern with our services please lodge a dispute.
How will the settlement appear on my account?
The transaction will appear on your account as “etika…….etc”
How do I change any of my business details, like my email, mobile?
Just log in and go to “Account Details” and change what you need to change.  

Any issues, just call us on 1300-FAIRER (324737) or email us if it’s outside of business hours.
Disputes and Complaints
If you have a concern with our services please email us to lodge a complaint.