About us

We deliver fair and flexible financial products, in a socially responsible way, to customers and retailers

etika was founded in 2012 by a group of tech entrepreneurs, that wanted to make fairer finance accessible to more people globally. We’re a privately owned company and first and foremost, we are here to make a positive difference in the world of finance.

The name etika means ‘ethical’ in several languages and that’s exactly what we want to bring to finance - a responsible and fair approach to lending money. We’re different to other lenders because we put the financial wellbeing of our customers first.

We strive to be truthful, fair and honest when we deal with customers, retailers, partners, authorities and employees. We say it as it is and do as we say.

And we actively seek out ethical business partners that treat their suppliers, customers, employees and business partners with the same respect and fairness we would.


We believe in diversity of people and ideas
We aim to make finance accessible to many, not just a lucky few
We lead through innovation and launch fast
We develop our core platform in-house giving us maximum control and flexibility
We use modern technology to improve products for our customers
Our finance is easy to use and understand
Being fair and responsible is more important than profit
We only work with trusted retailers that support and reflect our values


At etika, we are a diverse team, focused on making financial services fairer. We currently have offices in the UK and Australia and  provide a COVID-19 secure work environment for all of our employees.For any questions about working at etika, get in contact with us.

Have a question?

If you'd like to contact etika, please call 1300-FAIRER(324737) or email us.
Our office hours are Monday to Friday from 8am to 5pm (AEST).
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