Fair & simple
for your store

Get a 15% discount* for your customers &
NO merchant fees, for the 1st month.
No lock-in contract.

Try for free

Why choose etika's BNPL?

No credit or fraud risk

Fair and competitive merchant fees: 4% and 15c per transaction

Increase cart conversion and average order value with etika at checkout

Easy integration with local support

We share your customer profile to support your marketing and sales efforts

No account fees, late fees or interest for your customers

And NO lock-in contracts!
Try for free

Why is etika fairer & better?

We charge your customers no interest, no account fees, and no late fees

We provide a choice of payment schedule, allowing control over their budget

We complete credit and ID checks with reputable credit bureaus

Your customers can pause their account with us, if they feel that is in their best financial interest

Nothing to hide here. Feel free to compare!
Try for free

How it works

Spreading the cost of their purchase over eight weeks is easy for your customer.
It gives them more control over their budget and increases their buying power.


Select etika at check-out

Your customers can spread the cost over eight weeks.
They just have to sign up or log in.


Flexible payments & no fees

Your customers can choose to pay weekly, fortnightly or monthly.
No upfront payment required.
And no account fees or late fees.


We pay you - fast & easy

We settle all transactions on the next business day into your nominated bank account.
The agreed merchant fee will be deducted from the payment.

Proud partnerships

We partner with ethical businesses from various industries, like health and fitness, electronics, fishing, toys and more. Join us!

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What our customers say

Simple and easy to use. Time efficient and short sign up process.

Kate G

Easy. Simple. Fast.

Hannah B

Have a question?

Our office hours are Monday to Friday from 8am to 5pm (AEST & NZDT).

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