Fair & simple Buy Now, Pay Later for your store

Fair and competitive merchants fees: 4% and 15 cent per transaction

Try for free
A lady setting up her online store

Increase average order value and cart conversion

Your customers pay in 4 instalments with no interest, late fees or account fees.

More money in your pocket

We offer fair and competitive merchant fees: 4% and 15c per transaction. There's no lock-in contract. Feel free to compare!

A man showing a chart with increasing sales
An example online store with Magento, Drupal and Woocommerce icons

Simple integration

Getting started with etika is easy. Integrate with popular platforms like Magento, Woocommerce and Drupal. We also offer custom solutions!

More about custom solutions

No surprises

No interest, account fees or late fees for your customers.

A man looking at his payment schedule
A child looking at the camera

"It is a safer deal for my customers. They are not going to get caught out by fees or charges"

Christine Gora, Kids Music Toys

How it works

Customers can spread the cost with no fuss.

Your customers select etika at Checkout

Customers select etika at Checkout and fill out a short form to get approved instantly.

They spread their payments

They pay us in 4 instalments. With no interest, account or late fees.

We pay you - fast & easy

We settle all transactions on the next business day, minus the agreed merchant fee.

How it works for customers
We are proud to partner with brands from various industries

Solutions to keep you growing

A rocket
Boost conversion

Our partners have experienced 90% conversion rates from shoppers starting the application process.

A mobile phone
Optimised for mobile

We designed our Checkout to support growing mobile users.

A magic wand
New customers

Get traffic from us to take your marketing and sales to the next level.

We’ve got you covered

Data insights
We can help you gain additional insights into your customers to support your marketing and sales efforts.
Helpful support
You get business support from our local service team.
Fast approvals
We have an integrated credit and ID check with top credit bureaus.
Responsible lending
We adhere to the principles of responsible lending and will try and ensure as best as we can, that customers can afford what they are buying.
An entrepreneur looking at his computer

Ready to get started?

Provide some details, and we'll be in touch.

Try for free
This website does not support Internet Explorer.
To view this website, please upgrade to a modern browser.
Click here to download Google Chrome.