No lock-in contract, no credit or fraud risk, easy integration and fair merchant fees.
No account fees, late fees or interest for your customers.
Customer finance without any credit or fraud risk
Fair and competitive merchant fees: 4% and 15c per transaction, and no lock-in contract
Increase your cart conversion and average order value by offering our finance at checkout
Easy integration with local support
We share your customer profile to support your marketing and sales efforts
No account fees, late fees or interest for your customers
Nothing to hide here.
Feel free to compare!
Research conducted for etika amongst 400 senior decision-makers for retailers in the UK and Australia - January 2020.
Global shoppers’ cart abandonment rate. A key driver is offering insufficient payment options.
J.Clement, Shopping cart abandonment rate worldwide 2020, by industry - Statista - Jun 30, 2020.
Increase in basket size for eCommerce retailers who implemented a Buy Now Pay Later.
The Australia Post 2017 State of Ecommerce Report.
We charge your customers no interest, no account fees, and no late fees
We provide a choice of payment schedule, allowing control over their budget
We complete credit and ID checks with reputable credit bureaus
Your customers can pause their account with us, if they feel that is in their best financial interest