How it works

Select a retailer

Find whatever you need at one of etika’s retail partners. There are many to choose from!

Discover your budget

It takes seconds to find out what you can afford to borrow. Once you have a clear budget, you can start shopping.

Apply and buy

Once you’ve chosen your items, proceed to checkout, select etika as your payment method and complete a short finance application.

Spread the cost

If approved, you’ll then be able to make manageable, monthly repayments — or settle your account online at any time, with no hidden charges or costs.

Have a question?

If you'd like to contact etika, please call 0800 028 9321 or email us.

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