Custom payment solutions to match your business needs

etika has a history of providing custom solutions that work, for some of the biggest companies.

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Let’s build something together

We offer affordable and flexible finance solutions, all developed in-house.


Allows parties other than the borrower to contribute variable amounts towards to the loan repayments

Embedded Finance

Align our finance solution with your brand and optimise your customer experience

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Tailored consumer finance

Choice of upfront payments, payment holidays, durations, soft credit checks, referrals, interest-bearing, interest-free, multi-channel to match retailer and consumer’s needs.

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"Vitality partnered with etika to deliver a tailored journey for Vitality members to access our Apple Watch & Amazon Prime benefits. The member journey is seamless - most members are able to complete the end-to-end process in just a couple of minutes. A big thank you to the etika team for their continued support, flexibility and customer service."

Nicholas Read - MD, UK Vitality Programme


Built in-house
etika’s platform is built in-house, with full control over its core systems.
Unique lending technology
We use unique lending technology to deliver flexible finance to more of your customers.
Responsible lending
We were the fist finance platform that allows customers to check how much they can afford before they shop.
Risk free
We help take care of everything from integration and reporting, to credit risk.
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Ready to get started?

Provide some details, and we'll be in touch.

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