A custom solution to increase conversion

Allows you to host our finance application journey on your website up to point of E-sign.

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Why choose etika fusion?

Frictionless process and customisable messaging, resulting in a positive user experience and reduced drop-off rate for your business.

Reduce drop-offs

Customers don’t leave your website prior to E-sign of the loan agreement, so friction in the buying process is minimised.

Optimised customer experience

The application process will be aligned with your brand.

Omni-channel finance

Online application, with in store transaction completion is possible.

You are likely able to approve more applications and can direct declined customers to alternative payment methods.

Increase overall revenue

Option to add our unique etika intuition technology

Allows for ‘soft’ credit search and a budget for your customer early in the journey, to provide affordability transparency.


of the global shoppers abandoned their cart. A key driver is offering insufficient payment options.

J.Clement, Shopping cart abandonment rate worldwide 2020, by industry - Statista - June 30, 2020


of consumers now say that the availability of digital payment options would impact their choices of where to shop.

Pymnts.com, The How We Shop Report, September 2020


of consumers abandon their cart because of a lack of payment options.

Susannah Morris, Psychology of Ecommerce Sales: Consumers and the Ecommerce Checkout (infographic), Hubspot - August 03 2017

Don't take our word for it

Reviews 861

Daniel Soloman

Very easy to set up and use, very happy

Dec 21, 2020

Ms Elisa Eyas

Very excellent service

Nov 29, 2020


Excellent service and so simple

Nov 29, 2020

Mr Andrew Wheeler

Easy to use and understand highly rate

Nov 27, 2020


Really easy and brief call to sort out a payment enquiry

Nov 27, 2020

Calor Customer

Good customer service

Nov 27, 2020


Easy and quick to sign up. Would recommend.

Nov 27, 2020


Great service, hassle free and easy process, would recommend

Nov 27, 2020

Stewart Baxter

Great service and would highly recommend.

Nov 27, 2020

Alexander Smotrov

A good instalment scheme

Nov 27, 2020

This is how it works

The customer journey of the is a simple integration that uses our modern APIs and follows six easy steps:


Customer completes their application on your website.


The information reaches etika via APIs.


etika returns a status notification to you with a decision.


You can display the decision to your customer while they are still on your website.


If approved, your customer is directed to E-sign the contract on our site. If it is declined, you can offer your customer an alternative payment method.


If approved, your customer completes the transaction on the website or in store.

Ready to get started?

Provide some details, and we'll be in touch.

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